Insurance is a legacy problem. Core systems from the 1990s, regulatory constraints, embedded insurance partnerships. Consult Saksham brings 12 years advising carriers, brokers, and InsurTech platforms. The practice helps teams modernize around legacy cores, where rip-and-replace isn't an option.
The practice focuses on three InsurTech challenges: legacy core system modernization (where the old rules still govern), claims automation at quality (where speed and accuracy both matter), and distributed underwriting (where embedded insurance partners need isolated systems).
Core system integration, API facades, event-driven architecture. Consult Saksham has built systems that let InsurTech operators move fast while respecting underwriting rules from decades past.
Fraud detection, claims triage, document processing. The practice helps InsurTech leaders pick AI use cases where automation saves cost and cycle time without sacrificing claim quality.
The practice ships alongside carriers and InsurTech operators. Consult Saksham operates with direct experience in underwriting workflows, claims operations, and regulatory compliance.
Three to four weeks. Principal-led platform, data, and delivery review with a written plan.
Monthly retainer at the right cadence for the stage. Weekly call, hire panels, board prep.
Build, buy, partner across the InsurTech-relevant use cases. Governance and economics included.
Ten to fifteen business days. Investor memo, 100-day plan, direct readout.
Each new distribution partner required a custom integration. At twenty partners, the engineering team was spending 80% of its time on integration maintenance. At a hundred partners, the model was unsustainable.
Saksham designed a partner integration framework that turned custom work into configuration. New partner onboarding dropped from six weeks to five days. The engineering team shifted from maintenance to product development for the first time in two years.
The first conversation is thirty minutes. By the end of it, the shape of the engagement is clear.